Fighting The Insurance Companies Is A Sad Fact Of Personal Injury
Why is that? The simplest explanation is money – insurance companies are businesses, and the more that they have to pay out to you the less they make. As a result, they're constantly working towards finding ways to avoid paying a dime more than they have to. How do they do it? A number of ways. The most common include:
- • Delaying a trial as long as possible, which creates a sense of frustration and desperation in the victim.
- • Offering small settlements – especially after dragging out and delaying a trial for an extended period. By doing so, they create the feeling that you're not going to be offered a better amount, and you're essentially tricked into taking the lowball settlement – a figure that isn't anywhere close to fair in most cases.
- • Actually fighting in courts. Insurance companies are backed by an army of legal professionals, and they'll use as much of their resources as possible in order to avoid paying you out anything. It can be hard to stand up for yourself when the insurance company has adopted this mindset.
There's not much that you can do on your own against an insurance company, which is why finding help is so important. A good personal injury lawyer will help stand up to an insurance company and get you the compensation that you're owed. Here's a look at what's different when you have an attorney on your side.
- • Instead of delaying a trial, insurance companies will move to settle quickly. The reason is simple – going to trial could lead to larger settlements for you when you have a professional defending you. That constant delay isn't as much of a factor anymore.
- • The settlement amounts that you're being offered will be much closer to a fair amount. Instead of trying to offer a low figure and expect you to take it, insurance companies will have to be fair. Your attorney will be there to review each offer and advise you as to whether or not it's a sum that's actually fair for your situation.
- • You won't have to stress about how your case will play out in court, either. Since you'll have a professional on your side, going to court isn't a one-sided affair anymore. Of course, most cases that are represented by a lawyer never even make it to trial but if they do, you can rest easy knowing that you have one who will work for you to get you what you're owed.
Simply put, your attorney will fight for your case and help get you the compensation that you're owed. You shouldn't have to struggle to get help from the insurance companies, but it's a sad fact of life and one that isn't likely to change anytime soon. They have too much at stake and have a long history of making it difficult for those injured in accidents to get any kind of assistance at all. Instead, it's best to deal with the issue head-on and get the right ally on your side. A personal injury accident lawyer is just that ally.