How Insurance Companies Can Take Advantage Of You After A North Port Car Accident
Corbin Sutter
Insurance Laws
Many car crash victims may have already anticipated experiencing difficulty in recovering their health and wealth after a car crash. However, they may not be prepared to face an entity that will challenge their claims: insurance companies. In their petrified and confused state, survivors of car accidents are easy targets of being taken advantage of by insurance companies to turn the tides in their favor. If you are wondering why this could happen, the answer is simple: some insurance companies would try to prevent losing money from paying compensation, especially when a big amount is involved. Stay vigilant and prevent them from exploiting you in your vulnerable state by knowing the ways they can take advantage of you.
Making You Say It’s Your Fault - Be very careful when speaking with insurance company representatives especially when they are the insurance provider of the at-fault party. Knowing that you are still recovering from the accident, they could try to make you say that the accident is your fault during a confusing conversation. By shifting the blame on you and making you say that it is your fault, they could avoid paying for compensation and any damages.
Convincing You To Agree To A Settlement - Legal settlements are like a compromise between you and the at-fault party. In a settlement, you are agreeing to receive an offered amount so you wouldn’t need to go through a court trial. While at first, it may sound quick and convenient, remember that settlement payments are usually lower than the damages that you will receive once the court arrives at a decision. It may not or barely even reach the total calculated amount that is meant to cover your bills, lost wages, and other damages. Don’t readily agree to a settlement without consulting your personal injury lawyer.
Trying To Be Your Friend - One of the things that insurance companies are good at is pretending to be your friend and agreeing with your stance. However, they are only doing this to appease you for various reasons. This can be to delay compensation payment, try to slowly convince you to agree to receive a lower amount, try to make you agree on a settlement, or any other reasons that could prevent them from losing money. They could also try to make you at ease around them enough to manipulate you into admitting fault. The best way to handle insurance companies is to let your attorney do the negotiations as you focus on your recovery.
Downplaying Your Injuries - There are many ways insurance companies can try to downplay your injuries. Besides being friendly and making you say things you shouldn’t, they could also conduct their own investigation like searching your social media and stalking your activities. They could also try to look at your medical history and claim that your injuries are from a pre-existing condition or acquired after the auto accident.
The worst part about all of this is that you may not notice this happening to you until it’s too late. That’s why getting a North Port personal injury lawyer and letting them talk to insurance providers is important.