What Information Do I Need To Make An Auto Insurance Claim?
Brian O Sutter
Traffic Accidents
If you’ve been in an auto accident in the Englewood area, you’re going to need to make an auto insurance claim. Your Florida auto insurance provider will be in charge of taking care of your damages, but you must make a claim in order for it to happen. While your auto insurance provider in Englewood is in charge of taking care of your damages, it’s important to remember that they’re a business first. Minimizing claims is a way to increase profits, and missing information may be a reason for your insurance provider to minimize or deny claims altogether. When you call to make an auto insurance claim, you should first gather together some information to guarantee you have everything you need close at hand. Your auto insurance provider will ask questions, and it’s best to have complete, correct, and clear answers straight away. Some information you should have close at hand when you call to make a claim includes:
• Your policy number – On your auto insurance paperwork you should see a series of numbers. These will likely be labeled as your policy number on your proof of insurance, and this is one of the most important pieces of information your insurance provider will ask for. Before calling to make your auto insurance claim in Englewood, have your proof of insurance handy with your insurance number ready to go.
• Your personal details – This is likely something that you have well memorized, but it’s good to know what’s expected when you call to make your claim. Your insurance provider, after asking for your policy number, will likely ask for your name, telephone number, address, and make and model of your vehicle. These personal details should match what they have on record to go along with your insurance policy.
• Details of other involved parties – If your auto accident in the Englewood region involved another driver, you may need to provide their personal details as well. While you likely won’t need to provide their insurance policy number, you may need to provide their name, telephone number, address, and make and model of their vehicle.
• The details of the accident – You’ll also need to have the accident details on hand, and it might be best to jot down some notes first before calling your insurance provider to make your claim. In your notes, jot down the time, location, date, and surrounding circumstances of the accident. You’ll want to provide as many specific accident details as possible. If you weren’t able to get an exact time of the accident down to the minute, as close as possible is sufficient.
What To Do Next
After you make your claim, your experience isn’t over yet. In many instances, an insurance provider may minimize or deny your claim if they find any reason to do so. An incorrect date or car make or model, waiting to long to file your claim, or failing to accurately detail the circumstances of the accident may be cited as a “reason” to question your claim as a whole. This can leave drivers in a situation where they need to repair their damages, but they don’t have the compensation they need to do so.
One of the most important steps you can take after filing your claim is hiring a personal injury lawyer to handle your case. With the help of a personal injury lawyer in Englewood, insurance providers are less likely to minimize or deny your claim, and you’re better equipped to fight for what you deserve if they do. If you’re looking for an experienced auto accident lawyer to handle your claim, contact us at All Injuries Law Firm today.