What You Need To Know If You Are Injured On A Loved One’s Property
Corbin Sutter
Premises Liability
Accidents can happen anywhere at any time. Sometimes, they occur as the result of someone else’s negligence, and in that case, they are liable for any injuries or damage they caused. Unfortunately, there are times when the accident takes place on the property of someone we know or care about. In that kind of situation, it can be tricky to determine what to do next, but there are some things you need to know before you take action.Things May Get Tense
We’ve worked with a lot of premises liability cases, and many of those have been between people who know each other. In our experience, we’ve seen that things can get tense sometimes.
When someone you care about gets hurt, it will always be an emotional experience. If you are the property owner, there may be fear, grief, and even guilt for what happened. You don’t want to harm your injured loved one further, and you want them to feel good and safe. If you are the victim, you need to get care for your injuries, and should it be expensive, you might feel stressed, anxious, or even resentful. Those heightened emotions can make things tense between you and your loved ones, but you should work through them to make sure that everyone is taken care of.
Remember That Accident Injuries Are Expensive
Healthcare in the United States is costly, even if you have good health insurance. Small injuries like a sprain can cost you thousands of dollars. Also, injuries that seem minor at first, such as a slipped disc in your spine, can lead to long-term problems.
In those cases, between medical diagnostics, pharmaceuticals, and physical therapy, you could be out hundreds of thousands of dollars over your lifetime. Those high costs can lead to secondary issues like losing your job, struggling with finances, or draining your savings. It’s important to remember that when an accident occurs, there is a cost.
Know That You Are Not Suing Your Loved One
When you’ve been injured on someone else’s property, whether they are a loved one or not, they rarely pay any out-of-pocket costs. Instead, those are covered by their property owner’s insurance. So when you make a claim for your accident injuries, you are making a claim against their insurance company.
After the claim, the other person may see a slight increase in the monthly premium of their insurance, but in general, that amount will be marginal. Your loved one buys insurance for a reason: to protect themselves when something terrible happens. You are not harming them when you file a claim for your injuries with their insurance provider.
Prioritize Your Health And Well-Being
No matter what the relationship is between you and the property owner, there is something much more important than your relationship at stake: your health. Without it, you can’t have strong relationships. You can’t work. You can’t enjoy life. You have to put your health before the awkwardness of pursuing a premises liability claim against someone you know. You can do this without harming them, especially with the help of an empathetic and understanding attorney.
At All Injuries Law Firm, P.A., our team has seen how those circumstances can cause conflict. We never want to see that with our clients. We won’t just fight to make sure that you get the support you need to take care of your health. We’ll also see to it that you receive compensation from your loved one’s insurance company. That way, you can get proper healthcare and preserve the relationship you have with your loved ones at the same time. Give us a call at 1-941-625-HURT to learn more about how we can help you.