What Your Florida Temporary Disability Claim Is Worth
Brian O Sutter
Personal Injury
When you are injured on the job, your whole life can change. Beyond the pain and suffering of your injuries, you may be unable to work and pay your bills. You may not be able to enjoy your usual activities or spend quality time with your family. In the state of Florida, workers are protected in times of workplace caused injury with workers' compensation. However, the laws are very complex on the matter and there are limits to the financial payout. If you are filing a workers' compensation claim for a temporary disability, it’s important that you understand how these state laws will affect the value of your claim.Workers' Compensation Benefits Available In The State Of Florida
Depending on the circumstances of your claim, there are a variety of benefits you may qualify for when you are injured:
● Medical benefits for all medical treatments related to the injury as authorized
● Mileage benefits covering the cost of travel to and from a doctor’s office
● Vocational rehabilitation including job training, education, and counseling if the injuries are so severe you cannot return to your job
Workers' compensation also covers your lost income from the injuries. The value of this depends entirely on the severity of your injury. In cases of temporary disability, these benefits are broken down into two categories: Temporary disability and temporary partial disability.
Temporary Disability Benefits In Florida
In the state of Florida, total temporary disability benefits are paid to people who’s injuries are not permanent but severe enough they have to miss work. Benefits are two-thirds of your average income but cannot exceed the maximum payout of $886 dollars per week. This cap will only impact you if you make $69,000 or more annually. More severe injuries can be paid at 80% for the first six months. The first seven days you miss will not be paid, unless you miss 21 days or more, at which time they will be paid retroactively. These are paid until you reach maximum medical improvement.
Temporary Partial Disability Benefits In Florida
Temporary partial disability benefits are given if you can work but your injuries prevent you from earning at least 80% of your income. These can be awarded after temporary disability benefits and are calculated based on the difference between you pre and post injury wages. For example, if you once earned $1000 a month but now earn $600 a month, you would take 80% of the difference, $800, and subtract your current wages, $600, which leaves you with $200 dollars. You would receive 80% of the $200 which is $160.
Workers' compensation only pays a portion of your lost wages. This can create a financial hardship if you are the primary provider for your family. Furthermore, all medical treatments have to be authorized, so insurance companies and employers may be deny you the care you need putting further strain on your finances. Finally, even if you are receiving benefits, your employer may have been acting negligently and caused you injuries. In all these cases it isn’t fair that you should settle for only a part of the costs of your injury.
At All Injuires Law Firm, we specialize in worker’s compensation. We can help you navigate the process and make sure that you get the full payout you need to cover all your expenses. Though worker’s compensation benefits are capped in Florida, we’ll use our legal expertise to get you the highest value possible for your claim. Contact us now for a free case review.
In the state of Florida, total temporary disability benefits are paid to people who’s injuries are not permanent but severe enough they have to miss work. Benefits are two-thirds of your average income but cannot exceed the maximum payout of $886 dollars per week. This cap will only impact you if you make $69,000 or more annually. More severe injuries can be paid at 80% for the first six months. The first seven days you miss will not be paid, unless you miss 21 days or more, at which time they will be paid retroactively. These are paid until you reach maximum medical improvement.
Temporary Partial Disability Benefits In Florida
Temporary partial disability benefits are given if you can work but your injuries prevent you from earning at least 80% of your income. These can be awarded after temporary disability benefits and are calculated based on the difference between you pre and post injury wages. For example, if you once earned $1000 a month but now earn $600 a month, you would take 80% of the difference, $800, and subtract your current wages, $600, which leaves you with $200 dollars. You would receive 80% of the $200 which is $160.
Workers' compensation only pays a portion of your lost wages. This can create a financial hardship if you are the primary provider for your family. Furthermore, all medical treatments have to be authorized, so insurance companies and employers may be deny you the care you need putting further strain on your finances. Finally, even if you are receiving benefits, your employer may have been acting negligently and caused you injuries. In all these cases it isn’t fair that you should settle for only a part of the costs of your injury.
At All Injuires Law Firm, we specialize in worker’s compensation. We can help you navigate the process and make sure that you get the full payout you need to cover all your expenses. Though worker’s compensation benefits are capped in Florida, we’ll use our legal expertise to get you the highest value possible for your claim. Contact us now for a free case review.